They Planned Christmas With You... Will They Be Ready Without You? | Cavaliere

They Planned Christmas With You... Will They Be Ready Without You?

If you're 50-89, here's what most agents won't tell you about life insurance.

See Your Options

Here's What They Don't Tell You

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Most Agents = One Carrier

They only work with ONE insurance company. If you don't fit their box, you're out of luck.

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Limited Options

That one company might have 1-2 options total. If you don't qualify for their best plan, you're stuck with their worst.

You Never Know What's Out There

You might qualify for better coverage elsewhere—but you'll never know because they won't tell you.

We're Different

We partner with carriers who actually approve people ages 50-89.

  • Our carriers specialize in approving your age group
  • Qualify for day 1 coverage? We'll find it
  • Need guaranteed issue? We'll find the best one
  • Have health issues? We'll find who approves you
  • We match YOU to the right carrier—not the other way around

Simple. Honest. No Games.

1

Answer Quick Questions

Takes 2 minutes. We learn about your situation.

2

We Find Your Match

We check carriers that approve people like you.

3

You Decide

See your options. Compare plans. Choose what works. No pressure.

Know Your Options

Two main paths. We'll tell you which one you qualify for—and find the best rate.

Option 1: Full Underwriting

  • Answer health questions
  • May need prescription list
  • Get day 1 coverage if approved
  • Lower premiums
  • Full death benefit immediately

Best if you have manageable health issues

Option 2: Guaranteed Issue

  • No health questions
  • No medical exam
  • Everyone approved
  • 2-year waiting period
  • Higher premiums

Best if you have serious health conditions

We'll find the best carrier for YOUR situation.

You Spent Weeks Planning Christmas...

But the hardest moment your family will face often gets ignored.

You can give them peace of mind today with one simple step.

Why You've Never Heard of Us
(And Why That's Good)

Big telesales agencies spend millions on ads because they sell carriers that pay THEM massive overrides.

Those aren't always the best carriers for YOU.

We're an Independent Agency

That means we work for YOU, not an insurance company.

  • We don't work for one insurance company
  • We're not owned by big telesales operations
  • We choose carriers based on YOUR needs—not OUR commission check
  • We partner with carriers who actually approve people ages 50-89
  • Even if they pay us less

Your Family's Protection > Our Profit Margin

That's the independent difference.

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Ages 50-89 | Life Insurance Solutions